Terms & Conditions — Ciphervane

These Terms and Conditions constitute a legally binding agreement between you and Ciphervane. By visiting this website or making use of any service offered, you agree to be bound by the terms set out below. Please read them carefully before proceeding.

If you disagree with any part of these terms, you are advised not to use the website or engage the services offered. Ciphervane may revise these terms periodically; the current version will always be available on this page.

1. User Obligations

1.1 Lawful Use

You agree to use this website and any associated services only for purposes permitted by applicable law. You must not engage in any conduct that is unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable.

1.2 Accuracy of Information

You are responsible for ensuring that any information you provide — whether through the contact form or as part of a service engagement — is accurate and complete at the time of submission. Providing false or misleading information may result in termination of any active engagement without refund of fees already incurred.

1.3 Prohibited Activities

The following activities are strictly prohibited: attempting to reverse-engineer, decompile, or extract source code from any part of the website; distributing malware or other harmful code; impersonating Ciphervane or any member of its team; and engaging in any activity that interferes with the normal operation of the website or its infrastructure.

1.4 Age Requirements

Use of this website and its services is intended for individuals aged 18 years and over. By engaging with the site or its services, you confirm that you meet this requirement.

2. User Responsibilities

2.1 Compliance with Laws

You are responsible for complying with all laws and regulations applicable to your jurisdiction when using this website or engaging accounting services. Ciphervane's services are informational and professional in nature but do not constitute legal advice specific to your circumstances unless expressly stated in a service agreement.

2.2 Indemnification

You agree to indemnify and hold Ciphervane harmless against any claims, losses, damages, or expenses — including reasonable legal fees — arising from your breach of these terms or your misuse of the website or services.

2.3 Data Accuracy

The quality of service outputs is directly dependent on the accuracy and completeness of information you provide. Ciphervane cannot be held responsible for errors in filings or reports that result from incomplete or inaccurate client-provided data.

2.4 Third-Party Interactions

Any dealings you have with third parties — including tax authorities, financial institutions, or other service providers — referenced through or arising from use of Ciphervane's services are conducted at your own discretion and risk. Ciphervane is not responsible for the conduct or outputs of any third party.

3. Disclaimers and Limitations of Liability

3.1 Disclaimer of Warranties

The website and services are provided on an "as is" basis. Ciphervane makes no warranties — express or implied — regarding the accuracy, completeness, fitness for purpose, or uninterrupted availability of the website or any of its content.

3.2 Limitation of Liability

To the maximum extent permitted by applicable law, Ciphervane shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the website or services — even if advised of the possibility of such damages.

3.3 Force Majeure

Ciphervane will not be held liable for any failure or delay in performing obligations under these terms that is caused by circumstances beyond its reasonable control, including but not limited to natural disasters, power failures, or government action.

4. Legal Information and Dispute Resolution

4.1 Governing Law

These Terms and Conditions are governed by the applicable laws of the jurisdiction in which Ciphervane operates. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise agreed in writing.

4.2 Dispute Resolution

In the event of a dispute, the parties agree to first attempt resolution through direct communication. If a mutually acceptable resolution cannot be reached within a reasonable period, the matter may be referred to mediation or pursued through the appropriate legal channels.

4.3 Severability

If any provision of these terms is found to be unenforceable or invalid under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions will continue in full force and effect.

4.4 Entire Agreement

These Terms and Conditions, together with the Privacy Policy and any applicable service-specific agreement, constitute the entire agreement between you and Ciphervane regarding use of the website and services, superseding all prior communications on the subject.