Organised bookkeeping ledgers and financial records on a desk

Service 02 — Ongoing Bookkeeping

Accounts That Stay
Current, Month to Month

Your books kept orderly and up to date by a dedicated professional — so you always have a clear view of where your business stands without having to reconstruct it from scratch each quarter.

What This Delivers

A Consistently Orderly Set of Books

When financial records are current, decisions about the business become easier. You can see what came in, what went out, and how the month compared to the one before — without needing to trace it back through a pile of unreconciled statements.

This service takes the ongoing work of categorising transactions, reconciling accounts, and summarising the month off your plate. Every month, the records are in order. Every month, a summary is ready when you need it.

What You Can Expect

Transactions categorised each month without delay

Every entry assigned to the right category — not left to accumulate until the year-end crunch.

Bank and credit accounts reconciled on schedule

Statements matched against records so discrepancies surface early rather than quietly compounding.

A concise financial summary each month

A readable overview of how the month looked — income, outgoings, and anything worth noting.

Shared cloud ledger access for transparency

The records are not a closed system. You can see the ledger whenever you need to.

A Familiar Pattern

What Tends to Happen When Bookkeeping Gets Deferred

Months of transactions to untangle at once

What would take an hour each month becomes a significant block of time when left six months. The backlog also carries the risk that entries are miscategorised under pressure.

No reliable picture of the business mid-year

Without current records, questions about cash position, upcoming expenses, or profitability cannot be answered with any confidence. Decisions end up based on rough estimates.

Year-end preparation takes longer and costs more

When books arrive in disarray at year-end, the work of sorting them out is added to the preparation cost — in time, in fees, and sometimes in errors that require correction later.

In-house handling pulling focus from other work

Bookkeeping done properly by someone without a dedicated background takes longer than it should and tends to be pushed aside when other demands appear. The records suffer as a result.

The Approach

Consistent, Methodical Record-Keeping Each Month

The service begins with an onboarding conversation to understand your account structure, your categorisation preferences, and how your business is organised. From there, the monthly cycle runs reliably.

Each month, transactions are reviewed and categorised. Bank and credit card statements are reconciled against the ledger. Any discrepancies are identified and resolved before the month is closed. A concise summary is then prepared and shared.

The cloud ledger remains accessible to you throughout. You are not dependent on a monthly delivery to see how the accounts stand — the records are there when you need them.

01

Onboarding and setup

A brief initial session to understand your account structure, how transactions should be categorised, and what access is needed to begin.

02

Monthly transaction categorisation

Every transaction reviewed and assigned to the appropriate category. Unusual or ambiguous entries are flagged for your input rather than categorised arbitrarily.

03

Statement reconciliation

Bank and credit card statements matched against the ledger. Discrepancies identified and resolved before the month is closed.

04

Monthly summary delivered

A concise financial overview — income, outgoings, and any items worth noting — sent at the close of each month.

What Working Together Looks Like

A Quiet, Reliable Rhythm

Once the engagement is running, the monthly cycle requires very little from you. The work happens in the background; the summary arrives when the month closes.

Minimal input required from you

The ongoing work is handled on the bookkeeping side. You share access and provide context on flagged items when they come up — typically a small number each month.

Records available when you need them

The shared cloud ledger means you are not waiting until month-end to check on something. The accounts are visible to you throughout the month as they are updated.

Questions answered promptly

If something in your accounts prompts a question — yours or ours — it gets raised and resolved within the regular communication cycle, not left hanging until the next check-in.

Investment

A Consistent Monthly Investment

The fee is the same each month, regardless of transaction volume within a reasonable range. No variable charges and no end-of-month surprises.

Monthly Bookkeeping & Reconciliation

Ongoing financial record-keeping for small to mid-sized businesses. Transactions categorised, accounts reconciled, and a concise monthly summary prepared — with shared cloud ledger access throughout.

$320
USD per month

What's Included

Monthly transaction categorisation across all connected accounts

Bank and credit card statement reconciliation each month

Identification and resolution of discrepancies before month close

Concise monthly financial summary delivered at close of period

Shared cloud ledger access for ongoing visibility into your accounts

Direct communication on flagged items and any questions that arise

Suitable for: Small to mid-sized businesses that prefer to have books maintained by a dedicated professional rather than handling it in-house. Particularly useful for businesses with regular transaction volumes across multiple accounts.

How Progress Works

Measured Month by Month, Not Felt All at Once

The value of consistent bookkeeping is not dramatic — it accumulates over time. After the first few months, the difference between having current records and not having them becomes visible in how easily you can answer questions about the business.

Month one: accounts in order, starting position established. Month three: a pattern of where money moves. Month six: a reliable record for reference, for decisions, and for year-end preparation.

The monthly summary is not just a delivery — it is a record of progress. Over time, it becomes a useful reference for understanding how the business has moved.

Month 1

Onboarding and first reconciliation

Accounts connected, opening balances established, and the first month's transactions categorised and reconciled.

Months 2–3

Rhythm established

The monthly cycle running smoothly. Categorisation refined to reflect your preferences. Summaries providing a consistent view of the accounts.

Month 6+

A reliable record base

Six months of clean, reconciled records. Useful for your own decisions, for tax preparation, and for any external reporting that may be needed.

Year-end

Preparation simplified

When books are current throughout the year, year-end preparation is straightforward rather than an exercise in catch-up.

Our Commitment

An Arrangement That Works on Your Terms

Discrepancies flagged, not buried

If something in the accounts does not reconcile as expected, it is raised with you directly — not quietly set aside in a holding category.

Summaries delivered on schedule

The monthly summary arrives when the month closes, not when it is convenient. If a delay is unavoidable, you will be told in advance rather than left wondering.

An initial conversation before anything begins

The onboarding session is a chance to understand your situation fully. There is no obligation attached to that first conversation — it is simply the starting point.

Moving Forward

How the Engagement Begins

Getting started is a short process. The onboarding is brief, and the first full month of bookkeeping begins once account access is in place.

01

Send a message

A short note about your business, how many accounts are involved, and roughly what your transaction volume looks like each month.

02

Onboarding call

A brief session to understand your account structure and how categorisation should work for your business. Typically under an hour.

03

Access granted

Read access to your bank and credit accounts, plus the cloud ledger is set up and shared with you. Work begins from the current month.

04

Monthly cycle starts

Transactions categorised, accounts reconciled, and your first monthly summary delivered at the close of the period.

Monthly Bookkeeping & Reconciliation

Ready to Keep Your Books Current Without the Ongoing Effort?

Get in touch with a brief note about your business and what you are looking to hand off. The initial conversation carries no obligation — it is simply a chance to see whether this is the right fit.

$320 USD per month

Start the Conversation

Other Services

Explore Additional Offerings

If another service is a closer fit for where you are right now, it is worth a look.

Service 01

Tax Strategy & Filing

Annual and quarterly tax preparation for individuals, sole proprietors, and partnerships. Includes preliminary consultation, document review, and a written filing summary.

$450 USD per filing View Service →

Service 03

Year-End Financial Reporting

Comprehensive annual financial statements — balance sheet, income statement, and cash flow summary — formatted for stakeholders, lenders, or regulatory submission.

$1,200 USD View Service →